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You're Resolution May Fail by February...Here's Why
The start of a new year inspires us to set ambitious goals, from getting fit to saving more money. But did you know that most people...
Stephanie Nash
Jan 23 min read
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Bank of Canada Cuts Rates by 50 Basis Points: What it Means for Your Mortgage
The Bank of Canada recently made headlines by cutting its benchmark interest rate by 50 basis points, a move aimed at providing relief to...
Stephanie Nash
Dec 15, 20242 min read
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Navigating the Canadian Housing Market: Is Now the Right Time to Buy, Sell or Refinance?
Introduction With recent shifts in home prices and mortgage rates in Canada, many Canadians are wondering about the best next steps in...
Stephanie Nash
Nov 19, 20244 min read
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Prime Rate and Your Mortgage: What's the Deal with the Recent Drop?
The Canadian housing market is always changing, so it's important to understand key financial terms – especially if you have a mortgage...
Stephanie Nash
Nov 6, 20242 min read
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Real Estate Prices in Canada are 25% Lower Than Two Years Ago: What This Means for Canadians
Introduction Over the past couple of years, the Canadian real estate market has experienced significant shifts. One of the most...
Stephanie Nash
Nov 5, 20243 min read
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How to Keep Track of All the New Mortgage Rules
Over the past few months, the Canadian government has introduced significant changes to mortgage rules, aiming to make homeownership more...
Stephanie Nash
Oct 1, 20243 min read
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Are Interest Rates Going Down? | Hamilton Edition
Interest rates are a key concern for both current and aspiring homeowners in Hamilton. Understanding why mortgage rates are high, whether...
Stephanie Nash
Sep 18, 20243 min read
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2025 Reality Check: It's not good
2025 Reality Check: It’s not good. The Canadian real estate market is on the cusp of a significant shift. As we approach 2025,...
Stephanie Nash
Aug 15, 20242 min read
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The Impact of Rising Interest Rates on the Canadian Mortgage and Real Estate Market in 2024
As we navigate through 2024, the Canadian mortgage and real estate market faces a dynamic landscape marked by rising interest rates. This...
Stephanie Nash
Aug 2, 20243 min read
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Should You Wait for Lower Interest Rates to Buy a Home? Here's What You Need to Know
Are you holding off on buying a home, waiting for interest rates to drop? Let’s break down the current situation and see why waiting...
Stephanie Nash
Jul 15, 20242 min read
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2024 Housing Market Outlook: Trends and Insights
The Canadian housing market is set to undergo significant shifts in 2024, influenced by various factors such as affordability, supply...
Stephanie Nash
Jul 5, 20243 min read
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Helping Your Children Enter the Real Estate Market: Three Innovative Solutions
As retirees or parents, we often strive for mortgage-free lives, but we also recognize the challenges our children face in entering...
Stephanie Nash
Jun 9, 20242 min read
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The Evolution of Canadian Real Estate
As we reflect on the past decade in Canadian real estate, it's been a whirlwind of highs and lows. From soaring house prices to...
Stephanie Nash
May 2, 20242 min read
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Empowering First Time Home Buyers: Canada's New Mortgage Rules and RRSP Changes
In a bid to alleviate the challenges faced by first-time homebuyers in Canada’s increasingly competitive housing market, the government...
Stephanie Nash
Apr 27, 20242 min read
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Debt Consolidation through Mortgage Refinancing
What is Debt Consolidation? Debt consolidation isn't just a buzzword; it's a game-changer. Essentially, it involves combining multiple...
Stephanie Nash
Apr 1, 20242 min read
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Exploring Shared Homeownership: Buying a Home with Friends and Family
Introduction: In today's real estate landscape, more people are turning to joint homeownership as a solution to rising prices and...
Stephanie Nash
Mar 17, 20242 min read
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Tips to Improve Your Credit Score
One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to...
Stephanie Nash
Mar 14, 20243 min read
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Economic Insights from Dr. Sherry Cooper
The focus of the Bank of Canada is on slaying the inflation dragon. The good news is that the year has started with a marked decline in...
Stephanie Nash
Mar 8, 20242 min read
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Fraud Awareness Month
Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your financial...
Stephanie Nash
Mar 7, 20242 min read
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A Self-Employed Guide to Buying a Home in 2024
Introduction: If you’re self-employed, you're likely aware of the challenges that can arise when applying for financing. Make sure to...
Stephanie Nash
Mar 1, 20243 min read
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