The start of a new year inspires us to set ambitious goals, from getting fit to saving more money. But did you know that most people...

Are you holding off on buying a home, waiting for interest rates to drop? Let’s break down the current situation and see why waiting...

In a bid to alleviate the challenges faced by first-time homebuyers in Canada’s increasingly competitive housing market, the government...

What is Debt Consolidation? Debt consolidation isn't just a buzzword; it's a game-changer. Essentially, it involves combining multiple...

One of the important factors in home ownership is understanding things like your credit score.  Some people don’t pay much attention to...

Securing a mortgage is a significant step in the journey of homeownership, and understandably, many people initially focus on securing...

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, I...

The real estate market in 2023 has undergone significant changes, primarily due to the rapid surge in interest rates. Just a few years...

When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or...

For self-employed individuals, obtaining a mortgage can be a daunting task due to the complexities involved in verifying their income....

When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year...

Renegotiating your mortgage at renewal time is an excellent way to save money and ensure that you have the best mortgage product for your...

Steph Nash Mortgages, DLC FC Funding 33 Provident Way Mount Hope, ON L0R 1W0 (905) 320-4477 2022 vs. 2023 Rates & Home Prices By...

Debt is a financial tool that allows individuals and businesses to borrow money to achieve their financial goals. However, not all debt...

When considering a mortgage, one of the biggest decisions you will make is whether to go for a fixed or variable rate. A variable rate...

It has become apparently harder for the younger generation to purchase their first home. With the interest rates and stress test, and...

Getting pre-approved is a crucial first step when buying a home. It tells you how much you can spend on a home between your down payment...

A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take...

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is...

If the holidays left you with a mountain of credit card debt and less money in your bank account than you’d like, you might consider...